Source: Masonry Construction
Publication date: August 1, 1995
By Don R. Sampen
Construction injuries are always an important consideration for masonry contractors. Workers often work in high places and on or around relatively unstable equipment, such as scaffolding, hoists and ladders. A slip or fall can easily result in significant injury. Heavy lifting also is a part of the job. In short, compared to most other occupations, the work might be considered dangerous. What kind of liability can you reasonably expect when a worker is injured on the job? Masonry contractors can expect to bear continuing responsibility for injuries to their own employees through state workers' compensation requirements and coverage. The open question is to what extent a contractor may be held liable for injuries to his subcontractors' employees or to others who might venture onto the work area. You can do several things to help reduce your exposure for the workplace injuries of your subcontractors' employees. First, do not hire a subcontractor unless you really need to; and when the need arises, select one with care. Second, pay close attention to the language in the contract with your subcontractor. Third, require your subcontractor to indemnify you against any liability for injuries to its employees, if such indemnity is available in your state. Fourth, require your subcontractor to obtain insurance covering liability for injuries to its employees.
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